Tax-Free Income; How do I do this?

We start by comparing your Traditional Retirement Plan to an Index Universal Life (IUL) plan. Let the numbers speak for themselves!

Watch Now: learn why an IUL may be right for you!

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RETIREMENT COMPARISON

Compare the Four Most Important Aspects of Your Retirement Plan

Market Volatility

Just how exposed to the market is your retirement plan? Discover how you can protect your retirement earnings from negative returns. IUL's prevent market loss and never credit less than zero. Compare the effects of market losses on your current retirement plan to an IUL.

Income Longevity

How long will your income last? A recent study showed that the average 401(k) will run out of money only 7-8 years into retirement. An IUL has the potential to provide income until you are 120 years old! Take a look at the numbers and compare how long your current retirement plan will last in distribution vs. an IUL.

Tax Deferred vs. Tax Free

Although most retirement plan options allow for Tax Deferred growth, the majority of them tax 100% of the income you take in retirement. That means that you can potentially lose hundreds of thousands of your retirement dollars to taxes. With an IUL, you not only get Tax-Deferred growth, you can also take Tax-Free retirement distributions. Compare the tax savings with an IUL vs. your current retirement plan.

FEES

A recent study showed that retirement plan fees can range from 3% to 5%. Just a 1 percentage point difference in fees can dramatically reduce the size of your nest egg over time. Compare the fees in your current retirement plan to the fees in an IUL to see for yourself just how much you can save.

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msheen

 

 

Your IFL Agent

Mia Sheen

Phone: (480)629-5558 (888)827-8886
Email: aim(at)cotafinancial.us

 

Mia has a variety of experiences with a background of many diverse careers all influencing her passion for retirement & investment planning. She was in the military, a full-time mom, a small business owner and a real estate broker.  Mia considers all of these careers very valuable and insightful experiences that taught her important skills that shape her professional role today.

 

She has the ability to lead and make critical decisions, be a good team player, and have an objective and solution focused mindset.  Best of all, she learned to do her best work with the resources and tools available to do her.  She also knows her limitations and is not afraid to constantly challenge herself to seek the best answer out there.

 

At the beginning of her financial career a decade ago, Mia quickly excelled and won several awards, and her company recognized her as a Life Leader of the year for the state of Arizona.  She is passionate about educating people to take charge of their financial future and is eager to provide them with the tools and guidance necessary to help them choose the most appropriate plan for their future.

 

Mia is dedicated and disciplined in keeping current with the constant changes in the economy and financial market by continuously educating herself.  This enables her to better serve her clients, keeping them up to date and actively involved in their personal finances.

In Mia’s spare time, she likes to delve into inspirational stories to keep her life in proper perspective. She also enjoys good movies and loves to try new things.  Last but not least, she is an avid hiker and runner, always exploring the beauty outside.

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