Tax-Free Income; How do I do this?

We start by comparing your Traditional Retirement Plan to an Index Universal Life (IUL) plan. Let the numbers speak for themselves!

Watch Now: learn why an IUL may be right for you!

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Compare the Four Most Important Aspects of Your Retirement Plan

Market Volatility

Just how exposed to the market is your retirement plan? Discover how you can protect your retirement earnings from negative returns. IUL's prevent market loss and never credit less than zero. Compare the effects of market losses on your current retirement plan to an IUL.

Income Longevity

How long will your income last? A recent study showed that the average 401(k) will run out of money only 7-8 years into retirement. An IUL has the potential to provide income until you are 120 years old! Take a look at the numbers and compare how long your current retirement plan will last in distribution vs. an IUL.

Tax Deferred vs. Tax Free

Although most retirement plan options allow for Tax Deferred growth, the majority of them tax 100% of the income you take in retirement. That means that you can potentially lose hundreds of thousands of your retirement dollars to taxes. With an IUL, you not only get Tax-Deferred growth, you can also take Tax-Free retirement distributions. Compare the tax savings with an IUL vs. your current retirement plan.


A recent study showed that retirement plan fees can range from 3% to 5%. Just a 1 percentage point difference in fees can dramatically reduce the size of your nest egg over time. Compare the fees in your current retirement plan to the fees in an IUL to see for yourself just how much you can save.

"Providing solutions for a Guaranteed Lifetime Income!"




Your IFL Agent

Wayne Morris

Phone: (623) 688-2411
Email: Wayne(at)

Are you worried about retirement savings, higher taxes and market losses?

Why save funds in a qualified tax deferred 401(k), 403(b) or Mutual Fund account that have unlimited financial risk and jeopardize your retirement funds?  In fact, most plans will run out money within 7-8 years. 

We will show you how to create a Tax Free Guaranteed Lifetime Income with zero risk of loss.

Our company specializes in designing plans for Individuals, Self-Employed, Small Businesses and Employer Groups to a) improve coverage, b) increase financial protection and c) reduce premiums.

We represent 50 top-rated carriers for: Annuities; Critical Illness; Dental; Disability; Final Expenses; Health; Life; Long Term Care; Medicare; Mortgage Protection; and Tax-Free Retirement.

Please fill out the form or contact me for additional information. 


Wayne Morris

Licensed Broker

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